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Lashly & Baer has long served as coverage counsel for insurance companies on bad faith and coverage issues, and the rights and obligations between and among layers of coverage and concurrent coverage. 

We have issued coverage opinions, monitoring and managing defenses for primary carriers, excess carriers and re-insurers. We have advised insurers when coverage either was not provided by the policy or was specifically excluded from it. We successfully defended an insurer against claims of coverage when the proposed insured misrepresented the risk in the initial application for insurance.